Not An Option, It’s A Must

So, you just moved in to that newly built home. It’s nice and it feels good right? I know, nothing beats the joy and sense of accomplishment moving in to a house you can call your own, more so, if it’s just newly built. Unfortunately, we know of a lot of cases where a lot of these homes have serious defects and as such, the homeowners face the problem of shelling out more money to shoulder the costs of repair. Often, the fast pace of construction is the known culprit.

A lot of the defects on new homes show up months or even years after moving day. So, what is the best defense of a would-be homeowner? Hire a real estate lawyer and a building inspector engineer. A few key clauses in your contract and inspections during construction can save grief later. But still even if this is in place, you must know that there’s still a chance that something can go wrong. Case in point, my husband’s best friend. He didn’t buy a newly built home. It was a 25 year old home he bought in New Jersey. As a matter of good measure, he hired both professionals as stated above, yet, he still wound up having a flooded basement as soon as the first heavy downpour came from when they moved in. They now continue to live with a pump in their basement.

The need to tread carefully when making any major purchase is not optional, it is a must. That also includes all types of insurance. With the proliferation of many fly by night outfits, hooking up with a reliable insurer and a car insurance agent if one is in the market for a new insurance policy is very important.

Just like any other purchase, there’s always a chance of getting a lemon. It’s good to have an open mind and be ready for any problems.

Organic Or Not, Thorough Rinsing is Required

Consumers are now buying more and more organic produce. There is one thing that some of us may be confused about. And that is the thought, that aside from not ingesting harmful pesticides, we are less likely to be exposed to harmful bacteria when we buy organic.

The former is true, but the latter is definitely not. We have to keep in mind that organic produce in not healthier in terms of bacteria, than regular vegetables and fruits. This belief tends to make a lot of people that they can skip to thoroughly wash their organic fruits and vegetables.

It is important to note that just like any food, these organic produce are prone to contamination during growing, handling as well as processing. Rinsing them well before cooking and eating is a must!

Maybe Someday

I grew up in a musically inclined family but I never learned to play the guitar. Sure, I can play several instruments but not the guitar. For some reason, I never really even tried to learn to play it.

However, it’s a different story for my only brother, and now his only son. They both can play the instrument, I’m not just aware if epiphone bass guitar is one of them.

I don’t know much about the types of guitars and it would be nice to someday have a deeper understanding and knowledge on this subject. Nowadays, with the easy access online, we can virtually find out and investigate about anything under the sun.

When Shopping Online Makes Sense

It’s been ages since I’ve been to a concert. Likewise, I can’t even recall at this point the last time I was in a Broadway show. Friends who are out of state can’t seem to figure out why we don’t see Broadway shows more often. The proximity of the venue is just their parameter, but just like the many New Yorkers out there, life is simply hectic. But one of these coming days, it would be nice to head out to a concert and see those moving headlights on the concert venue once again.

Hence, I shop online more often than not. There are exceptions however, especially when it comes to specialty products. It pays to be able to actually see and feel the product.But when you’re shopping for stuff like moving head lights and the like, shopping online may be the best route for variety and better pricing.

You never thought about shopping for head lights, don’t you? I guess, it’s far fetch to most of us but definitely not far fetch for those who perform on stage.

Important Documents To Keep

We’re all encouraged to lead a paperless life, yet there are plenty of documents that we still need to keep. Let me list those that I am aware of:

  1. Tax returns. I save for seven years. Should you be audited by IRS, it usually goes back to three years, but if there are big issues, the Agent can look at six years worth of returns.
  2. ATM/credit card receipts. I normally shred them off after I received my monthly statement, balanced my checkbook, and received confirmation of any credit card payments. As for receipts for tax-deductible item, I file it for seven years with other tax information.
  3. Credit card statements. I keep them for seven years if there are tax deductible items. If they don’t and the card was used shopping for floid  and other vanity stuff, I shred them after a year.
  4. Monthly bank statements. I store them for seven years.
  5. Home improvement receipts. If you are paying for a mortgage (thankfully we’re not anymore) you should also keep them with all the receipts for as long as you own the house.
  6. Utility and phone bills. Keep them for seven years if you take a home office deduction. I don’t, so I just keep ours for one year.
  7. W-2 forms. Keep them for seven years.

Reminder: Do not just toss these documents in the trash, you must shred them.

A Few Nice Gesture Goes A Long Way

  • Saying “Thank you” and “Please” when it’s called for.
  • Paying back borrowed money —fast.
  • Calling your mom  just to say hello.
  • Saying “bless you” when a stranger sneezes.
  • Passing along a book you love and treasure.
  • Sending a birthday card.
  • A firm handshake.
  • Handwritten thank-you letters.
  • Cell phones turned off at the movies.
  • Surprise notes tucked in your spouse’s lunch boxes and suitcases.
  • Giving sincere compliments.
  • A small token/gift for your host/hostess.
  • Fresh towels in every guest bathroom.
  • Making wet napkins available when serving barbecue.
  • Great sense of humor especially during bad situation.
  • Letting the man or the woman with just two items go ahead of you while at the store’s checkout line.
  • Sending a bouquet of fresh flowers – – – for no reason.
  • Volunteering to help without being asked and referring Joe Bunn to a friend for an upcoming party.

Something New From Christian Louboutin

The Corsita Cutout Leather Red Sole Ankle Boot is one of the many shoes that I will never be able to wear but it deserves a space here nonetheless.

If you’ve been following me on my blogs, I’m now more into comfort over fashion. I used to be a victim of following trends when it came to shoes, but I decided I should be more kind to my feet, thus the change of heart and the only reason why I will never get to wear this style.

The stitched corset details of this Christian Louboutin ankle boot lace-up is a flattering, sleek silhouette. Made of the famous Christian Louboutin kidskin leather, this bootie has 4 1/2″ covered stiletto heel, pointed toe-single sole. The footbed and the lining – all made of leather. Made in Italy, it comes with a steep price at $1,195.

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