It’s scary! The idea of it alone makes me cringe. Here in the US, if you become a victim of identity theft, count on the fact that your financial health is going to be ruined. Once the perpetrator starts his “thing” if you are not proactive, everything will crumble down. That is the reason why it is very important to protect ourselves employing some of these strategies.
- A shredder should be your good buddy. Ensure every important information is ripped up, and that is including blank checks that normally come from solicitations for credit cards and loans.
- Charges on every bill and statement should be thoroughly reviewed.
- That Social Security card should not be in your wallet. Besides, you should be resistant in giving out that number.
- Disclosing any personal information to anyone that solicits, or on emails that appear to be from your financial institution should be avoided. It can be a phishing scam.
- Protect your computer ( need I say more?).
- Credit cards over debit cards. Yes, while using a debit card is very convenient, if a thief steals your credit card info you are only liable for not more than $50, while if a thief gets hold of your debit card info you are liable for $500.
- Get your free credit report from the three credit reporting bureaus. This will ensure you are on top of your credit history. What I do for us is that I order one free report every four months within the year. That way, I can monitor movements on our accounts closely.
Did I miss anything here? If I did, please feel free to add to this list. I need to go, as I have to see for myself what these auto performance parts can really do to soup up a car.