My Library

~ how to's, tips, tricks and more ~

Stop Charging Me!

J | October 11, 2009

Don’t we all love the convenience of online automatic payments? Those monthly or whatever frequency bill amounts that are deducted straight from our bank accounts ( i.e. insurance online payments) – no check writing required – thank you very much.
However, there is an increasingly common problem. And that is none other than the fact, that [...]

Save Now To Retire In Style

J | September 23, 2009

Most of us probably envision a nice lifestyle in retirement. We all want to retire rich. Who wouldn’t be? The problem is, while we are still in the workforce, we always get carried away and shop, shop, and shop until we drop. There is the allure of the sale word whenever we see the circulars [...]

Identity Thieves Are Everywhere

J | March 13, 2009

It’s scary! The idea of it alone makes me cringe. Here in the US, if you become a victim of identity theft, count on the fact that your financial health is going to be ruined. Once the perpetrator starts his “thing” if you are not proactive, everything will crumble down. That is the reason why [...]

The Business In-Waiting

J | February 6, 2009

During tumultuous times  just like right now, (as we all know by now, we’re in the midst of a recession), I wonder what  small business opportunities would do well. I am aware that there are opportunities out there, and when they are managed properly they thrive even in the worse economic situation.
I am an advocate [...]

Finance 101: Personally Speaking

J | August 30, 2008

Most of us are overwhelmed with a lot of different financial advices. And on top of it, we are also beset by fears. But, for some who are financially savvy, just relax and practice some no-risk important actions that one has to undertake to stay on top of every financial situation.

First of all, it is [...]

How To Save On Mortgage Costs

J | June 8, 2008

With the current trend in the housing market; they say that now is the right time to buy, if you are planning to, anyway. With that, we are aware of the bloated mortgage costs that’s why prospective buyers should start by shopping for the best mortgage and compare interest rates.
That said, here are some ways [...]

Seek Help From The Expert

J | May 24, 2008

We are facing tough economic times right now. With the ongoing mortgage and housing meltdown and gas prices going sky high, who is exempted from feeling the pinch? I doubt anyone will say they are not affected by it. If ordinary people that have no debt to think about are complaining, what about those [...]