My Library

.:how to’s, tips, tricks and more:.

Identity Thieves Are Everywhere

Juliana | March 13, 2009

It’s scary! The idea of it alone makes me cringe. Here in the US, if you become a victim of identity theft, count on the fact that your financial health is going to be ruined. Once the perpetrator starts his “thing” if you are not proactive, everything will crumble down. That is the reason why [...]

The Business In-Waiting

Juliana | February 6, 2009

During tumultuous times  just like right now, (as we all know by now, we’re in the midst of a recession), I wonder what  small business opportunities would do well. I am aware that there are opportunities out there, and when they are managed properly they thrive even in the worse economic situation.
I am an advocate [...]

Finance 101: Personally Speaking

Juliana | August 30, 2008

Most of us are overwhelmed with a lot of different financial advices. And on top of it, we are also beset by fears. But, for some who are financially savvy, just relax and practice some no-risk important actions that one has to undertake to stay on top of every financial situation.

First of all, it is [...]

How To Save On Mortgage Costs

Juliana | June 8, 2008

With the current trend in the housing market; they say that now is the right time to buy, if you are planning to, anyway. With that, we are aware of the bloated mortgage costs that’s why prospective buyers should start by shopping for the best mortgage and compare interest rates.
That said, here are some ways [...]

Seek Help From The Expert

Juliana | May 24, 2008

We are facing tough economic times right now. With the ongoing mortgage and housing meltdown and gas prices going sky high, who is exempted from feeling the pinch? I doubt anyone will say they are not affected by it. If ordinary people that have no debt to think about are complaining, what about those [...]

On Choosing Cell Phone Plans

Juliana | May 20, 2008

Here are some issues to keep in mind when shopping for a calling plan:

Stay with the carrier you like. If you’re satisfied with the service you  have, keep the carrier but you can change plan to keep the bills in line.
Understand the important factors. Basic fee, home calling area, peak time allotment of minutes. Be [...]

Do You Know Your Credit Score?

Juliana | May 19, 2008

We are all aware of credit reports, in fact we can now avail of our reports annually for free from the 3 credit reporting agencies from http://annualcreditreport.com. We also have credit scores, have you checked yours lately? Credit score is the numerical translation of your credit history that lenders, insurers, employers, landlords and others can [...]